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Building trust with verified data

Mifundo ensures trust between banks and individuals by providing secure, verified financial histories across borders.


Personal

Banks
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Freedom to move

We connect people’s financial histories across EU countries, enabling instant access to banking and credit services for those moving within Europe – so no one has to start over.


Accessibility and trust to foreign data is the key especially if:


  • Moving to another country

  • Living parallel in multiple countries

  • Planning to acquire real estate abroad


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Verified & Passportable Financial Identity

Make your financial history move with you when you relocate to a new country. Whether you're working, returning home, or buying property abroad, it helps your credit and reputation get recognized, so you don't have to start over.


  • Easily manage your banking across borders with Verified and Passportable Financial Identity. Connect with banks in Europe using one secure identity that travels with you. Enjoy simple, fast, and hassle-free banking wherever you go.

  • When you live or work in different countries, your financial identity can feel like a puzzle. Mifundo connects all the pieces into one Verified and Passportable Financial Identity, giving you a complete picture of your financial history.

  • Access international banking with ease. Verified and Passportable Financial Identity shows your creditworthiness and works smoothly with top financial institutions. Whether securing loans or managing assets, use your verified identity to simplify all your financial tasks and stay ahead.


You are safe with us

Don't worry - we care about you and keep your data safe. 

Licensed by Estonian Financial Supervision Authority

Secure platform (TLS security and 256-bit encryption)

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Building the prototype for the Cross-Border lending Project was supported by European Union through European Regional Development Fund and Enterprise Estonia. Grant was in the sum of 35 000 euros and total cost of the project was 52 560 euros. 

Cross-Border lending powered by Artificial Intelligence is supported by European Union through European Regional Development Fund and Enterprise Estonia (project number 2014-2020.4.02.21-0372). Project period is 12.02.2021 - 31.12.2023. Grant is in the sum of 691 260,05 euros and total cost of the project is 1 069 189 euros. 

Mifundo is funded by European Innovation Council (EIC) Accelerator through blended finance scheme, containing a grant component in the sum of 2 499 999 euros and equity funding of 6 300 000 euros.