Mifundo and Valitive partner across the Nordics
Mifundo teams with Valitive, adding high-quality Nordic credit data to its pan-European platform.
Mifundo, the fintech developing a pan-European cross-border credit data platform, has announced a new partnership with Valitive, a Nordic leader in credit information, identity verification, and data enrichment.
More than 45 million people in Europe have a financial life that spans more than one country. They may work across borders, relocate temporarily, or maintain a presence in several countries. For banks, serving these customers is complex, as credit histories often do not move across borders.
The partnership between Mifundo and Valitive is designed to address this gap by combining Valitive's established Nordic credit and business information services with Mifundo's passportable financial identity, giving banks more reliable tools to assess cross-border customers.
"Valitive is recognised as one of the most trusted providers of credit and business information in the Nordics," said Kaido Saar, CEO of Mifundo. "By partnering with them, we can connect high-quality Nordic data into a single European framework. This allows banks to reduce cross-border risk and serve mobile Europeans with confidence."
"Our mission is to make complex data simple and valuable," said Nicklas Dackhammar, CEO of Valitive. "Through Mifundo's platform, our data will reach banks across Europe, supporting a solution that benefits both lenders and individuals. Together we can ensure that Nordic expertise contributes to a stronger, more connected European credit market."
The collaboration strengthens Mifundo’s mission to make banking truly borderless – building Europe’s first unified credit-data network that enables faster, fairer lending decisions anywhere in the EU.
