Mifundo and Taktile announce integration
Mifundo and Taktile integrate Europe-wide credit data with next-gen decisioning to reduce risk and scale lending
We have partnered with Taktile to help European lenders make faster, more consistent and compliant credit decisions for customers with financial histories across multiple countries.
More than 45 million Europeans live, work, or earn across borders, yet their credit histories are often locked within national systems. This creates friction for banks, which typically require manual reviews or conservative lending policies. With the revised Consumer Credit Directive (CCD2), consistent, data-driven affordability assessments are increasingly expected across the EU.
The partnership combines Mifundo’s verified cross-border credit data covering more than70% of Europe’s population with Taktile’s AI-powered agentic decision platform. Banks can now automate underwriting, test and refine rules and adjust risk policies in real time while maintaining full compliance.
“European banks need both trusted cross-border credit data and flexible decisioning infrastructure,” said Kaido Saar, CEO and Co Founder of Mifundo. “Together with Taktile, lenders can reduce foreign-customer risk, comply with CCD2, and access Europe’s €719 billion cross-border lending market.”
Maik Taro Wehmeyer, CEO of Taktile, added: “Institutions can automate decisions for applicants with multi-country credit data, optimize policies continuously, and scale lending confidently while maintaining rigorous risk oversight.”
This integration supports Mifundo’s mission to build a unified European credit-data network, enabling banks to extend fair and responsible credit more efficiently while reducing manual workload.
